Meet our presenters Review the program Pricing and Registration Seminar Overview		Presentation Panel Dennis Hart is chief executive officer of First California Mortgage Company. Now entering its 27th year of operation, First Cal has funded more than $450 billion in residential loans in California as First California Mortgage Company and nationally as Mortgage Service America. A senior mortgage banking and real estate executive, Lewis Allen has more than 20 years of experience in marketing, title insurance, collateral assessment, mortgage insurance and loss mitigation practices. Among the first of his peers to apply rigorous data analytic standards and practices to loan underwriting, Mr. Allen is advancing the science of pre-funding risk management. He is a frequent speaker at such organizations as the ABA, MBA, FFIEC and NAIFA. An AV-rated litigator and advocate of lenders for more than 20 years, Spencer Scheer of Scheer Law Group, LLP provides practical insight and experience to help lenders develop loss mitigation strategies and maintain asset performance. A frequent speaker at lender and creditor trade associations, Mr. Scheer is an effective and energetic speaker who focuses his presentations on hot-button topics facing lenders in a changing real estate climate. With more than 15 years of experience developing products and services for the mortgage banking industry, Scott Myers leads Standard Trust Deed in its quest to maintain its position as an expert foreclosure services processing company. He has held senior-level positions with Interpraise, iOwn.com, Chicago Title, Zurich RE, and TRW-REDI.